Perception vs. Reality
There’s an alarming difference between perception and reality for current and future retirees.
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The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.
Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed.
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.